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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which of the following represents a syndicate of underwriters that specialize in Insuring specific types of risk?

A) Lloyd's association
B) risk retention group
C) fraternal benefit society
D) reciprocal insurer

2. An annuitant dies during the accumulation period. What happens to the cash value in the annuity?

A) The cash value is paid to the IRS.
B) The company keeps the cash value.
C) The cash value is paid into the estate.
D) The cash value is paid to the beneficiary.

3. An insured has chosen to receive the payout from her husband's life insurance policy so that she will receive
an Income for the next 10 years. At the end of that time, the entire proceeds from the policy will have been
paid out. The insured has selected which option?

A) Life income.
B) Fixed period.
C) Fixed amount.
D) Interest only.

4. An agent's actions or deeds demonstrate what kind of authority?

A) express
B) delegated
C) inherent
D) apparent

5. Without written consent, a policyowner CANNOT change the beneficiary If he has named

A) a contingent beneficiary.
B) a permanent beneficiary.
C) an irrevocable beneficiary.
D) a revocable beneficiary.

Solutions: