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The Insurance Licensing NV Accident and Health exam has a reputation for breadth, and many candidates underestimate how much ground it covers. Exams4sures closes those gaps with 132 practice questions that reflect the style and difficulty you can expect in 2026.
| Certification Vendor: | Nevada Division of Insurance / Pearson VUE |
|---|---|
| Exam Name: | NV Accident and Health |
| Exam Number: | InsNV_Health02 |
| Exam Duration: | 135 minutes |
| Certificate Validity Period: | The examination must be passed within 1 year before applying for the Nevada resident producer license; the Health producer license is subject to the applicable Nevada license renewal period. |
| Real Exam Qty: | 98 (88 scored + 10 pretest) |
| Exam Price: | USD 37 |
| Available Languages: | English |
| Related Certifications: | Nevada Accident and Health Insurance Producer License Nevada Resident Insurance Producer License |
| Exam Format: | Multiple choice, Two sections: General Knowledge and Nevada Specific, Computer-based examination |
| Passing Score: | 70 scaled score |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section. |
| Pre Condition: | For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements. |
| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes and Codes Common to Life and Health Insurance Only | 4% | - Credit life and health insurance - Advertising - Group life and health insurance
|
| Accident & Health – General Knowledge | 50% | - Types of Policies
|
| Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance | 20% | - Nevada Life and Health Insurance Guaranty Association - Licensing
|
| Nevada Statutes and Codes Pertinent to Health Insurance Only | 14% | - Hospice care - Long Term Care - Medicare
- Availability of coverage for mental health and treatment of alcohol abuse and drug abuse - Mandatory policy clauses and provisions
|
The InsNV_Health02 exam is the official Nevada Division of Insurance / Pearson VUE exam behind the Nevada Insurance certification, validating the skills measured by the Insurance Licensing NV Accident and Health credential. It sits at the Insurance Producer Licensing level of the Nevada Division of Insurance / Pearson VUE certification program. It also connects to Nevada Resident Insurance Producer License, Nevada Accident and Health Insurance Producer License, so the knowledge you build here carries over to those tracks as well.
The InsNV_Health02 exam contains 98 (88 scored + 10 pretest) questions to be completed within 135 minutes. Before exam day, divide the available time by the question count to work out a comfortable per-question pace, and mark any item that eats into it so you can return later instead of getting stuck. Timed sessions in the Exams4sures test engines make that pacing automatic — run at least two full-length mock exams under the clock so time pressure never becomes the reason you drop points.
The passing score for the InsNV_Health02 exam is 70 scaled score, and the official registration fee is USD 37. Retakes are not discounted — every new attempt means paying the full fee again — so it pays to measure yourself before you book. Work through the 132 practice questions on Exams4sures, sit a timed practice test, and schedule your exam only when your scores are consistently comfortable. That simple habit is the cheapest exam strategy there is.
For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements. Requirements can change when Nevada Division of Insurance / Pearson VUE revises its certification program, so confirm the current eligibility rules on the official exam page before you register.
Yes. Exams4sures provides a free InsNV_Health02 PDF demo so you can review the question style and answer quality before purchasing. Every purchase also includes 365 days of free updates — if Insurance Licensing revises the exam during that period, the updated material reaches you at no cost. Once the free-update year ends, you can extend your update service at a 50% discount.
Every Insurance Licensing NV Accident and Health purchase on Exams4sures is covered by a 100% money-back guarantee with clear conditions: if you take the corresponding exam within 60 days of your purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip and your official score report as a PDF within two days of the exam date; claims are processed within seven days of submission. The guarantee does not apply to exams taken within three days of purchase, to material that was downloaded but never used in an exam attempt, or to free products and expired orders, and the candidate name must match the payer name. If you would rather not take a refund, you can instead exchange your purchase for two free exam preparation products of equal value and keep the update service on your original product.
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The Insurance Licensing NV Accident and Health exam blueprint is organized into 4 domains. The first three are:
For the complete domain-by-domain breakdown, scroll up to the full exam topics outline above and use it to plan how you distribute your study time.
Which of the following statements is CORRECT about Business Overhead Expense insurance?
Correct Answer: D 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
A producer aggrieved by any regulation or order of the Insurance Commissioner may request:
Correct Answer: D 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
J and K are married and have several children. J is the primary beneficiary on K ' s Accidental Death and Dismemberment (AD & D) policy, and K ' s sibling, L, is the contingent beneficiary. J, K, and L are involved in a train accident, and K and L are killed instantly. The Accidental Death benefits will be paid to:
Correct Answer: D 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
An insured has a $1,000 deductible and then pays 20% of covered medical expenses, while the insurer pays
80%. What is the insured's 20% share called?
Correct Answer: A 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
Which feature is most characteristic of universal life insurance?
Correct Answer: B 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
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