100% Money Back Guarantee

Exams4sures has an unprecedented 99.6% first time pass rate among our customers. We're so confident of our products that we provide no hassle product exchange.

  • Best exam practice material
  • Three formats are optional
  • 10 years of excellence
  • 365 Days Free Updates
  • Learn anywhere, anytime
  • 100% Safe shopping experience

The Insurance Licensing NV Accident and Health exam has a reputation for breadth, and many candidates underestimate how much ground it covers. Exams4sures closes those gaps with 132 practice questions that reflect the style and difficulty you can expect in 2026.

Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:NV Accident and Health
Exam Number:InsNV_Health02
Exam Duration:135 minutes
Certificate Validity Period:The examination must be passed within 1 year before applying for the Nevada resident producer license; the Health producer license is subject to the applicable Nevada license renewal period.
Real Exam Qty:98 (88 scored + 10 pretest)
Exam Price:USD 37
Available Languages:English
Related Certifications:Nevada Accident and Health Insurance Producer License
Nevada Resident Insurance Producer License
Exam Format:Multiple choice, Two sections: General Knowledge and Nevada Specific, Computer-based examination
Passing Score:70 scaled score
Sample Questions: DOWNLOAD DEMO
Exam Way:Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section.
Pre Condition:For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Nevada Statutes and Codes Common to Life and Health Insurance Only4%- Credit life and health insurance
- Advertising
- Group life and health insurance
  • 1. Required provisions
    • 2. Eligible groups
      Accident & Health – General Knowledge50%- Types of Policies
      • 1. Medical expense insurance
        • Basic hospital, medical, and surgical policies
        • Major medical policies
        • Health Maintenance Organizations
        • Preferred Provider Organizations
        • Point of Service plans
        • Flexible Spending Accounts
        • High Deductible Health Plans and Health Savings Accounts
        • Health Reimbursement Accounts
      • 2. Individual and Group Long Term Care
        • Eligibility
        • Levels of care
      • 3. Other policies
        • Dental
        • Vision
        • Cancer
        • Critical illness or specified disease
        • Worksite employer-sponsored
        • Hospital indemnity
        • Short-term medical
        • Accident
      • 4. Accidental death and dismemberment
        • 5. Disability income
          • Individual disability income policy
          • Business overhead expense policy
          • Business disability buyout policy
          • Group disability income policy
          • Key employee policy
        • 6. Medicare supplement policies
          • 7. Group insurance
            • Differences between individual and group contracts
            • General characteristics
            • COBRA
          - Other Insurance Concepts
          • 1. Nonduplication and coordination of benefits
            • 2. Workers Compensation
              • 3. Modes of premium payments
                • 4. Primary and contingent beneficiaries
                  • 5. Subrogation
                    • 6. Occupational vs. non-occupational
                      • 7. Cost containment
                        • 8. Owner's rights
                          • 9. Managed care
                            • 10. Dependent children benefits
                              • 11. Tax treatment of premiums and proceeds of insurance contracts
                                • 12. Total, partial, recurrent, and residual disability
                                  - Policy Provisions, Clauses, and Riders
                                  • 1. Rights of renewability
                                    • Noncancelable
                                    • Cancelable
                                    • Guaranteed renewable
                                  • 2. Other provisions and clauses
                                    • Insuring clause
                                    • Free look
                                    • Consideration clause
                                    • Probationary period
                                    • Elimination period
                                    • Waiver of premium
                                    • Exclusions and limitations
                                    • Preexisting conditions
                                    • Coinsurance
                                    • Deductibles
                                    • Eligible expenses
                                    • Copayments
                                    • Pre-authorizations and prior approval requirements
                                    • Usual, reasonable, and customary charges
                                    • Lifetime, annual, or per cause maximum benefit limits
                                  • 3. Mandatory and optional provisions
                                    • Entire contract
                                    • Time limit on certain defenses
                                    • Grace period
                                    • Reinstatement
                                    • Notice of claim
                                    • Claim forms
                                    • Proof of loss
                                    • Time of payment of claims
                                    • Payment of claims
                                    • Physical examination and autopsy
                                    • Legal actions
                                    • Change of beneficiary
                                    • Misstatement of age or gender
                                    • Change of occupation
                                    • Illegal occupation
                                    • Relation of earnings to insurance
                                  • 4. Riders
                                    • Impairment and exclusions
                                    • Guaranteed insurability
                                    • Future increase option
                                  - Social Insurance
                                  • 1. Medicaid
                                    • 2. Social Security benefits
                                      • 3. Medicare Parts A, B, C, and D
                                        - Field Underwriting Procedures
                                        • 1. Initial premium payment and receipt
                                          • 2. Completing the application
                                            • 3. Contract law
                                              • Elements of a contract
                                              • Insurable interest
                                              • Warranties and representations
                                              • Unique aspects of the insurance contract
                                            • 4. Policy delivery
                                              • 5. Replacement
                                                • 6. Sources of insurability and HIPAA privacy information
                                                  • 7. Explaining policy provisions, riders, exclusions, and ratings
                                                    • 8. Submitting application and initial premium to company for underwriting
                                                      Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance20%- Nevada Life and Health Insurance Guaranty Association
                                                      - Licensing
                                                      • 1. Suspension, revocation, and refusal of license
                                                        • 2. Obtaining a license
                                                          • 3. Renewal and continuing education
                                                            • 4. Persons required to be licensed
                                                              • 5. Name of licensee
                                                                • 6. Termination of license
                                                                  - Definitions
                                                                  • 1. Cost-sharing
                                                                    • 2. Insurer
                                                                      • 3. Authorized and unauthorized
                                                                        • 4. Premiums
                                                                          • 5. Transacting insurance
                                                                            • 6. Certificate of authority
                                                                              • 7. Domestic, foreign, and alien
                                                                                - Insurance Commissioner
                                                                                • 1. General powers and duties
                                                                                  • 2. Examinations
                                                                                    • 3. Notice and hearings and penalties
                                                                                      - Marketing Practices
                                                                                      • 1. Affordable Care Act
                                                                                        • 2. Required records and record retention
                                                                                          • 3. Unfair practices
                                                                                            • Unfair claims methods and practices and settlement of claims
                                                                                            • Rebating and inducement
                                                                                            • Twisting
                                                                                            • Misrepresentation
                                                                                            • Fraud
                                                                                            • Unfair discrimination
                                                                                            • Defamation
                                                                                          • 4. Silver State Health Insurance Exchange
                                                                                            • 5. Commissions and payment restrictions
                                                                                              • 6. Fiduciary responsibilities
                                                                                                Nevada Statutes and Codes Pertinent to Health Insurance Only14%- Hospice care
                                                                                                - Long Term Care
                                                                                                - Medicare
                                                                                                • 1. Prescription Drug Plan
                                                                                                  • 2. Medicare supplement regulation
                                                                                                    • 3. Medicare Advantage Plans
                                                                                                      - Coverage for reconstructive surgery
                                                                                                      - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse
                                                                                                      - Mandatory policy clauses and provisions
                                                                                                      • 1. Coverage for preventive healthcare services
                                                                                                        • 2. Coverage for physical handicap or intellectual disability for dependent children
                                                                                                          • 3. Coverage for newborn children

                                                                                                            Insurance Licensing NV Accident and Health Exam FAQ: What Candidates Ask Most

                                                                                                            The InsNV_Health02 exam is the official Nevada Division of Insurance / Pearson VUE exam behind the Nevada Insurance certification, validating the skills measured by the Insurance Licensing NV Accident and Health credential. It sits at the Insurance Producer Licensing level of the Nevada Division of Insurance / Pearson VUE certification program. It also connects to Nevada Resident Insurance Producer License, Nevada Accident and Health Insurance Producer License, so the knowledge you build here carries over to those tracks as well.

                                                                                                            The InsNV_Health02 exam contains 98 (88 scored + 10 pretest) questions to be completed within 135 minutes. Before exam day, divide the available time by the question count to work out a comfortable per-question pace, and mark any item that eats into it so you can return later instead of getting stuck. Timed sessions in the Exams4sures test engines make that pacing automatic — run at least two full-length mock exams under the clock so time pressure never becomes the reason you drop points.

                                                                                                            The passing score for the InsNV_Health02 exam is 70 scaled score, and the official registration fee is USD 37. Retakes are not discounted — every new attempt means paying the full fee again — so it pays to measure yourself before you book. Work through the 132 practice questions on Exams4sures, sit a timed practice test, and schedule your exam only when your scores are consistently comfortable. That simple habit is the cheapest exam strategy there is.

                                                                                                            For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements. Requirements can change when Nevada Division of Insurance / Pearson VUE revises its certification program, so confirm the current eligibility rules on the official exam page before you register.

                                                                                                            Yes. Exams4sures provides a free InsNV_Health02 PDF demo so you can review the question style and answer quality before purchasing. Every purchase also includes 365 days of free updates — if Insurance Licensing revises the exam during that period, the updated material reaches you at no cost. Once the free-update year ends, you can extend your update service at a 50% discount.

                                                                                                            Every Insurance Licensing NV Accident and Health purchase on Exams4sures is covered by a 100% money-back guarantee with clear conditions: if you take the corresponding exam within 60 days of your purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip and your official score report as a PDF within two days of the exam date; claims are processed within seven days of submission. The guarantee does not apply to exams taken within three days of purchase, to material that was downloaded but never used in an exam attempt, or to free products and expired orders, and the candidate name must match the payer name. If you would rather not take a refund, you can instead exchange your purchase for two free exam preparation products of equal value and keep the update service on your original product.

                                                                                                            Delivery is instant: your download is sent to your email within one minute of payment, with no limit on how many computers you may install the material on. If nothing arrives within two hours, check your spam folder and contact customer service for help.

                                                                                                            The Insurance Licensing NV Accident and Health exam blueprint is organized into 4 domains. The first three are:

                                                                                                            • Accident & Health – General Knowledge — 50% of the exam
                                                                                                            • Nevada Statutes and Codes Pertinent to Health Insurance Only — 14% of the exam
                                                                                                            • Nevada Statutes and Codes Common to Life and Health Insurance Only — 4% of the exam

                                                                                                            For the complete domain-by-domain breakdown, scroll up to the full exam topics outline above and use it to plan how you distribute your study time.

                                                                                                            Insurance Licensing NV Accident and Health Sample Questions:

                                                                                                            Which of the following statements is CORRECT about Business Overhead Expense insurance?

                                                                                                            • A. It reimburses the policyowner for loss of income.
                                                                                                            • B. It can be obtained only by corporations.
                                                                                                            • C. It covers eligible expenses for staff only.
                                                                                                            • D. It covers eligible expenses for staff, rent, and utilities.
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: D  🗳️

                                                                                                            Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).

                                                                                                            A producer aggrieved by any regulation or order of the Insurance Commissioner may request:

                                                                                                            • A. legislative review of the case
                                                                                                            • B. peer review of the case
                                                                                                            • C. injunctive relief through the Secretary of State
                                                                                                            • D. an administrative hearing
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: D  🗳️

                                                                                                            Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).

                                                                                                            J and K are married and have several children. J is the primary beneficiary on K ' s Accidental Death and Dismemberment (AD & D) policy, and K ' s sibling, L, is the contingent beneficiary. J, K, and L are involved in a train accident, and K and L are killed instantly. The Accidental Death benefits will be paid to:

                                                                                                            • A. J and K ' s estate
                                                                                                            • B. L ' s estate
                                                                                                            • C. K ' s estate
                                                                                                            • D. J only
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: D  🗳️

                                                                                                            Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).

                                                                                                            An insured has a $1,000 deductible and then pays 20% of covered medical expenses, while the insurer pays
                                                                                                            80%. What is the insured's 20% share called?

                                                                                                            • A. Coinsurance
                                                                                                            • B. Stop-loss benefit
                                                                                                            • C. Elimination period
                                                                                                            • D. Copayment
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: A  🗳️

                                                                                                            Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).

                                                                                                            Which feature is most characteristic of universal life insurance?

                                                                                                            • A. A fixed premium and fixed death benefit with no flexibility
                                                                                                            • B. Flexible premiums and adjustable death-benefit options, subject to policy requirements
                                                                                                            • C. Coverage that can never build cash value
                                                                                                            • D. Investment risk borne entirely by the insurer in a separate account
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: B  🗳️

                                                                                                            Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).

                                                                                                            What Clients Say About Us

                                                                                                            I passed the InsNV_Health02 exam by using InsNV_Health02 exam materials in Exams4sures, really appreciate!

                                                                                                            Simon Simon       4.5 star  

                                                                                                            I tried and passed by InsNV_Health02 exam dumps

                                                                                                            Mark Mark       4 star  

                                                                                                            I passed my InsNV_Health02 exams today. Well, I just want to say a sincere thank to Exams4sures. I will also recommend Exams4sures study materials to other candidates. Its perfect service and high quality materials are worth our trust.

                                                                                                            Paula Paula       4 star  

                                                                                                            Miracles sometimes occur, but one has to choose rightly. This dumps is really helpful for my examination. It is the latest version.

                                                                                                            Benjamin Benjamin       5 star  

                                                                                                            I used to think that the InsNV_Health02 exam was stressful, but I passed InsNV_Health02 exam with the InsNV_Health02 exam questions, thanks Exams4sures!

                                                                                                            Uriah Uriah       5 star  

                                                                                                            Passed! great InsNV_Health02 dump, only 2 questions out of the total not on dump.

                                                                                                            Belle Belle       4.5 star  

                                                                                                            Exams4sures Exam Engine for the InsNV_Health02 certification exam was my only source of exam preparation. I consciously chose it because it could provide me with real exam like test

                                                                                                            Cecilia Cecilia       4 star  

                                                                                                            Success in InsNV_Health02!
                                                                                                            Got my InsNV_Health02 certification!

                                                                                                            Earl Earl       5 star  

                                                                                                            I not only passed my InsNV_Health02 exam with distinction but also secured more than 94% marks well appreciated by my company. Thanks Exams4sures once again.

                                                                                                            Greg Greg       5 star  

                                                                                                            My brother advised me to use these InsNV_Health02 dumps for my exam and i passed with good grades. Thanks!

                                                                                                            Wade Wade       5 star  

                                                                                                            I recently passed my Insurance Licensing InsNV_Health02 certification exam with 93% marks. I used the practise exam software by Exams4sures to prepare. Helped a lot. Recommended to all taking this exam.

                                                                                                            Heloise Heloise       4 star  

                                                                                                            Very good InsNV_Health02 exam dump for practicing to pass the exam! I got my certification now. And i will recommend your website-Exams4sures to all my collegues.

                                                                                                            Natalie Natalie       5 star  

                                                                                                            Everything is good for InsNV_Health02 exam dump to me.

                                                                                                            Chester Chester       5 star  

                                                                                                            Passing InsNV_Health02 certification exams has been made easy by Exams4sures experts’ team. They are highly professional in their approach.

                                                                                                            Elvira Elvira       5 star  

                                                                                                            Passed my InsNV_Health02 certification exam today with the help of dumps by Exams4sures.
                                                                                                            I scored 93% marks in the first attempt, highly suggested to all.

                                                                                                            Theobald Theobald       4 star  

                                                                                                            Valid dumps by Exams4sures for the certified InsNV_Health02 exam. I studied for just 3 days from the pdf guide and passed my exam in the first attempt. Got 93% marks with the help of these dumps. Thank you Exams4sures.

                                                                                                            Georgia Georgia       5 star  

                                                                                                            Thanks a lot! I just want to inform you that i have passed my InsNV_Health02 exam. Your InsNV_Health02 training tests are amazing!

                                                                                                            Leonard Leonard       4 star  

                                                                                                            I passed InsNV_Health02 exam with a high score via Exams4sures real exam questions.

                                                                                                            Gavin Gavin       4 star  

                                                                                                            LEAVE A REPLY

                                                                                                            Your email address will not be published. Required fields are marked *

                                                                                                            Security & Privacy

                                                                                                            We respect customer privacy. We use McAfee's security service to provide you with utmost security for your personal information & peace of mind.

                                                                                                            365 Days Free Updates

                                                                                                            Free update is available within 365 days after your purchase. After 365 days, you will get 50% discounts for updating.

                                                                                                            Money Back Guarantee

                                                                                                            Full refund if you fail the corresponding exam in 60 days after purchasing. And Free get any another product.

                                                                                                            Instant Download

                                                                                                            After Payment, our system will send you the products you purchase in mailbox in a minute after payment. If not received within 2 hours, please contact us.