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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Medical Reports and Terminology | 4% | - Injuries, Diseases and Medical Tests
|
| Dwelling Policy | 6% | - Exclusions, Conditions and Endorsements
|
| Accident and Health Insurance Basics | 6% | - Types of Coverage
|
| Adjusting Losses | 11% | - Claim Investigation
|
| Personal Inland Marine | 13% | - Personal Articles Floater
|
| Commercial Package Policy | 38% | - Commercial Inland Marine
|
| Homeowners Policy | 10% | - Property Coverages
|
| Insurance Basics | 6% | - Insurance Principles
|
| Insurance Regulation | 6% | - Licensing Requirements
|
Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:
What is NOT an element of verifying coverage?
- A. Confirmation of the named insured.
- B. Date of loss within the policy period.
- C. Confirmation of insured property.
- D. The value of the claim.
Correct Answer: D 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
What percentage of loss of wages is covered under Personal Injury Protection (PIP)?
- A. 80%
- B. 100%
- C. 40%
- D. 60%
Correct Answer: A 🗳️
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Which of the following provides high-quality magnetic images of body areas without the use of ionizing radiation?
- A. CAT scanning.
- B. MRI.
- C. Ultrasound.
- D. X-Rays.
Correct Answer: B 🗳️
Explanation: Only visible for Exams4sures members. You can sign-up / login (it's free).
An insurance policy written on a replacement cost basis differs from a policy written on an actual cash value basis by the
- A. deductible to be applied to a loss.
- B. method of determining a loss payment.
- C. method of determining the premium.
- D. original purchase price.
Correct Answer: B 🗳️
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Which of the following endorsements ensures that your contents are NOT valued on an actual cash value basis?
- A. Increased cost of construction.
- B. Personal property replacement cost.
- C. Inflation guard.
- D. Other insurance.
Correct Answer: B 🗳️
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