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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

If a mother and child are without life insurance, what is the MAXIMUM amount of insurance the mother can purchase on the life of her dependent 5-year-old daughter?

A. $25,000
B. $50,000
C. There is no limit
D. $10,000

Question 2

Stranger originated life insurance violates which of the following statutory requirements?

A. Trust ownership.
B. Commission sharing.
C. Right of rescission.
D. Insurable interest.

Question 3

Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A. Spousal.
B. Joint.
C. Dual capacity.
D. Survivorship.

Question 4

Intentionally withholding information that should be provided to an insurer is known as

A. remission.
B. concealment.
C. twisting.
D. estoppel.

Question 5

In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person ' s life if

A. any type of distant family relationship exists with the insured party.
B. the interest exists at the time of application.
C. the interest exists at the time of death.
D. any type of business relationship exists between the insured party and the beneficiary.

Solutions: