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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. In Pennsylvania, the Time Limit on Certain Defenses Provision provides that no statement can be used to deny a claim on an accident and health policy after

A) 7 years.
B) 3 years.
C) 5 years.
D) 1 year.

2. A producer that spends insurance premiums received from the consumer for his own personal use. has committed all of the following, EXCEPT

A) misappropriation.
B) redlining.
C) fraud.
D) premium theft.

3. Which activity does NOT require an insurance producer's license?

A) Soliciting
B) Negotiating
C) Selling
D) Underwriting

4. Which type of insurer is sometimes referred to as a non-participating company?

A) Reciprocal Insurer.
B) Fraternal Insurer.
C) Stock Insurer.
D) Mutual Insurer.

5. An illness or disease which is first diagnosed and treated while the policy is in force is considered

A) an accidental injury.
B) a preexisting condition.
C) an exclusion.
D) a sickness.

Solutions: