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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Who regulates fair housing advertising?

A) CRA
B) ECOA
C) HMDA
D) HUD

2. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) Yes, PMI is required until she reaches 50% equity.
B) No, but it depends solely on her credit score.
C) No, her down payment is large enough to avoid PMI.
D) Yes, her down payment does not meet the requirements to eliminate PMI.

3. Marie agreed to a contract in which she can lease a house for a period of two years and then has the option to buy the home if she can secure financing. What type of contract is this?

A) lease-option agreement
B) cooperative sales contract
C) sales contract with a contingency
D) land trust

4. What is the legal doctrine by which the decedent's property will pass to the state without their consent if that individual dies without a will, a surviving spouse, lineal descendants, or other known heirs?

A) police power
B) eminent domain
C) escheat
D) variance

5. Which of the following discussions is a violation of antitrust laws and is also an anti-competitive practice?

A) brokers agreeing to not show a certain broker's listings to their clients because they don't like that broker
B) two brokers discussing how to cooperate more effectively in a specific real estate transaction
C) two brokers discussing new laws enacted in their county
D) brokers commenting on the siding color on a newly listed home in their area

Solutions: