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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?

A) Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.
B) Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.
C) The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.
D) The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.

2. A buyer who is purchasing a property intends to build a chain link fence in the backyard. There is a 12-year- old deed restriction that prohibits chain link fences. The licensee finds out that there are no city codes prohibiting chain link fences. Which of the following statements regarding this situation is true?

A) This deed restriction is more restrictive and will, therefore, take precedence.
B) This city code takes priority because deed restrictions expire 10 years after a subdivision is developed.
C) Deed restrictions always take priority over city codes.
D) City code always takes priority over deed restrictions.

3. Who may give a supportable opinion of market value to be used in seeking a federally-related loan to finance a real estate transaction?

A) a Certified Public Accountant
B) a certified appraiser
C) a licensed real estate broker
D) any real estate licensee, in each state in which the licensee is licensed

4. A buyer-broker locates a property that is listed with another broker. The buyer makes an offer through the buyer-broker and an agreement of sale results. In this situation, the buyer-broker is acting as a:

A) subagent of the listing broker
B) representative of the seller and owes no fiduciary obligations to the buyer
C) referring broker with the listing broker
D) representative of the buyer and owes no fiduciary obligations to the seller

5. If a salesperson or broker-salesperson maintains a webpage that is not linked to the webpage of their broker, the licensee's webpage must display the name of the broker as well as the

A) broker's email address.
B) address of the broker's main office.
C) broker's telephone number.
D) address of the branch office from which the licensee operates.

Solutions: