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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A manufactured home can be insured if

A) a mortgage has been filed describing the manufactured home.
B) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
C) it has a motor vehicle title and is located on the insured property.
D) it is on the insured property and has a permanent foundation.

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

3. The commissioner may refuse to issue a license if the applicant

A) provided incorrect information on licensing application.
B) has allowed an insurance license to lapse.
C) is 20-years of age.
D) is not a resident of Pennsylvania.

4. A purchaser on a real estate contract has what interest in the subject property?

A) vendee's interest
B) purchaser's interest
C) fee simple interest
D) equitable interest

5. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) an unfair insurance practice.
B) a fraudulent insurance act.
C) a violation of the grace period provision.
D) a contractual liability.

Solutions: